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The CONEXIS Elite Benefit Card

It's the Easiest Way to Pay

The CONEXIS Visa® Benefit Card* makes using your Health FSA a snap. Your card gives you instant access to your Health FSA funds to pay for eligible expenses.

  • No paying out of your pocket
  • No submitting claims
  • No waiting for a reimbursement check
  • No more hassle

Card Advantages

Accessing your heath FSA funds couldn't be any easier. You'll find that your benefit card has several advantages, such as:

  • Easy to use - just swipe and go! (But be sure to keep your receipts!)
  • Instant payment of your expense
  • Works at most health care-related merchants where Visa is accepted
  • Reduces your paperwork

Using Your Benefit Card

Your benefit card can be used at thousands of locations nationwide. It lets you pay for qualified medical expenses at health care providers that have a heath care-related merchant category code.

  • Doctors
  • Dentists
  • Vision care offices
  • Hospitals
  • Other health care providers

You can also use your card at merchants that utilize an Inventory Information Approval System (IIAS). These merchants are known as IIAS merchants.

  • Grocery stores
  • Discount stores
  • Pharmacies

Common Card Purchases

  • Doctor and dentist co-pays
  • Vision exams, contact lenses, and eyeglasses
  • Dental cleanings, X-rays, and orthodontia
  • Physical therapy, chiropractic, and acupuncture services
  • Prescription drugs
  • Over-the-counter health care-related items

See more examples on our Health FSA Eligible Expenses page.

Special IRS rules apply to over-the-counter medicines. OTC medicines require a written or electronic doctor's prescription to be an eligible FSA expense. Your card can be used to purchase OTC medicines only if you present the OTC prescription to a pharmacist and an Rx number is assigned ... just like having a prescription filled.

Keep Your Receipts

Save all of your Health FSA receipts and other supporting documentation. IRS rules require us to verify the eligibility of purchases made with your benefit card - known as transactions. You may receive a CONEXIS notice asking you to verify a transaction.

Helpful Online Resources

Stay in tune with your card activity and FSA with your online account. Log in and find many handy FSA resources.

  • Sign up for Real-time Alerts – messages about your card activity
  • View real-time account balance, card activity, notifications, and claims status
  • Use our interactive form and upload documentation to resolve outstanding card transactions
  • Make a real-time online payment
  • Order additional cards for your dependents
  • Report a lost or stolen card

More Information

For complete details about using the CONEXIS Benefit Card, visit our Benefit Card Guidelines page.

*The CONEXIS Benefit Card is issued by UMB Bank, n.a. pursuant to a license from Visa U.S.A.